5 ways to save on your bills in 2017
With a bit of foresight, you can get a better handle on your financial future.
Here are 5 smart ways to take action on your finances in 2017.1.
Be proactive and plan ahead.
It’s easier to pay your bills when you plan ahead and don’t wait until the last minute to pay them.
To make this even easier, we have this handy guide to saving money and preparing for your bills.2.
Set a budget.
This is the time when you’ll be most likely to be able to get the most bang for your buck.
Here’s how to set one up.3.
Make sure you know where your money is going.
It might not sound like much, but if you’re saving and investing at the same time, you’ll save more money.
The same goes for investments, too.4.
Make time for the holidays.
With the economy at full tilt and the holidays approaching, it’s a good time to start saving.5.
Check your bills to make sure you don’t miss a payment.
If you can find yourself with an unexpected bill, ask yourself whether there are any unexpected payments that you can make.
If there are, you could be surprised with an extra 10 to 20 per cent of your income.
If not, you may have a bill that is in excess of your allowance, and it might be time to pay.
If there are no unexpected payments, but you have a few months left on your credit card, try to find a way to get around the debt.
If a new account is opened in your name, or you have an existing account, you might have to do a credit check to see if you qualify for a credit limit increase.
If your account has been closed for a while, there might be a way for you to pay a few extra cents more each month, if you have extra cash sitting around.
You might also want to check your credit reports for any changes in your credit score.
If you think your credit is low, you should make sure that you aren’t getting new credit for your debt.
The good news is that it’s usually possible to get your bills paid before they come due.
You’ll have to start looking for ways to pay for them, but the best thing to do is to take advantage of this time to set aside a small amount of money for any unexpected expenses.
The only way you’re going to be surprised is if you don, in fact, have to pay, which is why it’s important to set up a savings account or a budget so you have some money available for unforeseen expenses.1 of 5